Car Loan Approval with Bad Credit

If you have previously had bad credit, you may think an auto loan is out of reach. This could potentially hold you back from obtaining the job you need, being able to run errands, or take your children to and from school. Thankfully, nmoni offer car loans with bad credit to some individuals who have demonstrated current good conduct. This includes good banking conduct and stable current employment.

Whether you need car finance for personal or work use, fast approval may be possible with nmoni. Your car can be purchased from anywhere in Australia, from a dealership or privately. With no deposit needed, our car loans with bad credit could be a viable option for you.


Quick and easy approval with nmoni

nmoni make applying for car loans with bad credit a breeze with a quick and easy online application. To get your car loan, simply complete an online application in just a few minutes, or visit our Bundoora location if you are based locally. To apply for a car loan with bad credit, you simply need be a Permanent Australian resident, employed and over 18 years old. Explore the possibilities that are available to you by speaking to nmoni about our car loans with bad credit.

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How we find great rates

1. Complete our online application

10 minutes is all it takes.

2. We search for the best lenders

We go to work to find the best deal for your situation from a panel of over 35 lenders.

3. Choose your loan

Choose your preferred lender with complete transparency of rates and fee's.

4. We send you the money!

Review and sign the loan documents and we transfer the money within 24 hours.

Use the nmoni advantage to save

We compare, you save

We'll find a great deal from our panel of over 35 lenders.

Low rates

We use our 20 years of experience and cutting edge technology to find you the lowest possible rate for your circumstances

Protect your credit score

Applying for a loan won't impact your credit score until you are ready to proceed.

No nasty surprises

All fees and charges are fully disclosed upfront so you know exactly what is going on and what it’s going to cost.

Easy. Apply in 10 minutes.

We’ve built a simple, easy and secure online system to fast track your loan request.

Speedy decisions

We can provide approvals within a few hours.

Fast Funding

Get your funds the same day.

Flexible loan repayments

To suit you and your situation.

Bad credit history considered

We look beyond your credit score to understand your situation.

Ready to get started?

Apply anytime, any where