Car Loan

Car Loan Approval with Bad Credit

If you have previously had bad credit, you may think an auto loan is out of reach. This could potentially hold you back from obtaining the job you need, being able to run errands, or take your children to and from school. Thankfully, Needy Money offer guaranteed car loans with bad credit to some individuals who have demonstrated current good conduct. This includes good banking conduct and stable current employment.

Whether you need car finance for personal or work use, instant approval may be possible with Needy Money. Your car can be purchased from anywhere in Australia, from a dealership or privately. With no deposit needed, our guaranteed car loans with bad credit could be a viable option for you.

Quick and easy approval with Needy Money

Needy Money make applying for guaranteed car loans with bad credit a breeze with our quick and easy online applications. To get your car loan, simply complete an online application in just a few minutes,or visit our Bundoora location if you are based locally. To apply for a guaranteed car loan with bad credit, you simply need be a Permanent Australian resident, employed and over 18 years old. Explore the possibilities that are available to you by speaking to Needy Money about our guaranteed car loans with bad credit.

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To apply, you need to submit an application form and provide us with 90 days of bank statements which can be generated automatically using a secured link. We will also require a copy of your driver's licence or photo id along with Medicare Card and a document/bill with your current address on it.

For Employed clients we will require 2 most recent payslips and for Self Employed/Contractors/Sub Contractors clients we will require at least one most recent tax return.

Once we have received all the required documents, you will have an outcome within a few business hours.

When reviewing an application we will check the details you have provided us on the application form against your bank statements and will check if the applied loan is unsuitable for you. Responsible Lending criteria applies.

On approval, we provide a free, no-obligation quote and if satisfied, you can move onto taking the loan offer. The loan contract documents can be easily signed electronically so there is no paper work involved.

Once we receive the signed documents, we disburse the funds into your account straight away.

If you have any question feel free to call us on 03 9468 8200 or chat with us now.

If you are ready click here to Apply!

Why Choose nmoni
Top reasons that makes us great
Why Choose Online Application

Easy Online

Why Choose Flexible Loan Repayment

Flexible Loan

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Why Choose Credit History

Bad Credit
History Considered

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Rate for Risk Rates Starting
From 7.65 % Comparison Rate*

Why Choose Secure

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  • No early termination fees
  • No upfront credit checks
  • Loan repayments are per customers request
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Head Office

G.10, 7 Ormond Blvd,
Bundoora VIC 3083

Business Hours

Mon-Fri: 9:00am - 5:00pm