Car Loans For Discharged Bankrupts

If you are bankrupt, discharged bankrupt or are under a debt agreement such as Part IX or Part X, you may still be eligible for a car loan! Nmoni offers car loans for discharged bankrupts in Australia, as long as you are at least one year past the date you entered bankruptcy or the debt agreement.

Whether you need a vehicle for personal or business use, we can provide you with the best deal based on your circumstances. Having the right car opens up a world of possibilities, which is why Nmoni endeavours to make the right vehicle accessible to everyone. Your car can be purchased from anywhere in Australia and the seller can be either private or a dealer.


We believe that your credit file should not hold you back, which is why we look at your current personal and financial situation instead of focusing on your history when processing your application. Our car finance for discharged bankrupts can be obtained online, with a quick online application. As long as you have demonstrated an ability and commitment to making timely repayments, we will consider providing you with a car loan.

Our car loans for discharged bankrupts in Australia are fuss-free, helping you get the car you need to go about your daily errands and make it to work. In addition to car loans for bankrupts, Nmoni also provides personal loans to cover medical expenses, wedding costs, financial emergencies or debt consolidation. Regardless of any previous bankruptcy, Nmoni is more than happy to have a look at your application.

How can I get approved for a bankrupt car finance?

Nmoni makes it easy to be approved for our car loans for discharged bankrupts, creating a seamless online application experience for all Australians. We aim to understand your current situation instead of your past bankruptcy, seeking to provide an accessible car loan option for discharged bankrupts. At Nmoni, we endeavour to provide car loans for bankrupts that will open up a world of possibilities. Use your new vehicle to do your job, travel to and from work, do your errands, take the kids to school or drive to university – anything is possible when you have the right car at your disposal!

To get your car finance for discharged bankrupts, complete an easy online application. To apply, you simply need to be a Permanent Australian resident, employed and over 18 years old.

Click here to apply for a car loan with fast approval.

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How we find great rates

1. Complete our online application

10 minutes is all it takes.

2. We search for the best lenders

We go to work to find the best deal for your situation from a panel of over 35 lenders.

3. Choose your loan

Choose your preferred lender with complete transparency of rates and fee's.

4. We send you the money!

Review and sign the loan documents and we transfer the money within 24 hours.

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We'll find a great deal from our panel of over 35 lenders.

Low rates

We use our 20 years of experience and cutting edge technology to find you the lowest possible rate for your circumstances

Protect your credit score

Applying for a loan won't impact your credit score until you are ready to proceed.

No nasty surprises

All fees and charges are fully disclosed upfront so you know exactly what is going on and what it’s going to cost.

Easy. Apply in 10 minutes.

We’ve built a simple, easy and secure online system to fast track your loan request.

Speedy decisions

We can provide approvals within a few hours.

Fast Funding

Get your funds the same day.

Flexible loan repayments

To suit you and your situation.

Bad credit history considered

We look beyond your credit score to understand your situation.

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