Car Loan

Car Loans For Discharged Bankrupts

If you are bankrupt, discharged bankrupt or are under a debt agreement such as Part IX or Part X, you may still be eligible for a car loan! Nmoni offers car loans for discharged bankrupts in Australia, as long as you are at least one year past the date you entered bankruptcy or the debt agreement.

Whether you need a vehicle for personal or business use, we can provide you with the best deal based on your circumstances. Having the right car opens up a world of possibilities, which is why Nmoni endeavours to make the right vehicle accessible to everyone. Your car can be purchased from anywhere in Australia and the seller can be either private or a dealer.

We believe that your credit file should not hold you back, which is why we look at your current personal and financial situation instead of focusing on your history when processing your application. Our car finance for discharged bankrupts can be obtained online, with a quick online application. As long as you have demonstrated an ability and commitment to making timely repayments, we will consider providing you with a car loan.

Our car loans for discharged bankrupts in Australia are fuss-free, helping you get the car you need to go about your daily errands and make it to work. In addition to car loans for bankrupts, Nmoni also provides personal loans to cover medical expenses, wedding costs, financial emergencies or debt consolidation. Regardless of any previous bankruptcy, Nmoni is more than happy to have a look at your application.

How can I get approved for a bankrupt car finance?

Nmoni makes it easy to be approved for our car loans for discharged bankrupts, creating a seamless online application experience for all Australians. We aim to understand your current situation instead of your past bankruptcy, seeking to provide an accessible car loan option for discharged bankrupts. At Nmoni, we endeavour to provide car loans for bankrupts that will open up a world of possibilities. Use your new vehicle to do your job, travel to and from work, do your errands, take the kids to school or drive to university – anything is possible when you have the right car at your disposal!

To get your car finance for discharged bankrupts, complete an easy online application. To apply, you simply need to be a Permanent Australian resident, employed and over 18 years old.

Click here to apply for a car loan with fast approval.

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To apply, you need to submit an application form and provide us with 90 days of bank statements which can be generated automatically using a secured link. We will also require a copy of your driver's licence or photo id along with Medicare Card and a document/bill with your current address on it.

For Employed clients we will require 2 most recent payslips and for Self Employed/Contractors/Sub Contractors clients we will require at least one most recent tax return.

Once we have received all the required documents, you will have an outcome within a few business hours.

When reviewing an application we will check the details you have provided us on the application form against your bank statements and will check if the applied loan is unsuitable for you. Responsible Lending criteria applies.

On approval, we provide a free, no-obligation quote and if satisfied, you can move onto taking the loan offer. The loan contract documents can be easily signed electronically so there is no paper work involved.

Once we receive the signed documents, we disburse the funds into your account straight away.

If you have any question feel free to call us on 03 9468 8200 or chat with us now.

If you are ready click here to Apply!

Why Choose nmoni
Top reasons that makes us great
Why Choose Online Application

Easy Online
Application

Why Choose Flexible Loan Repayment

Flexible Loan
Repayments

Why Choose Speedy Decision

Speedy
Decision

Why Choose Fast Funding

Fast
Funding

Why Choose Credit History

Bad Credit
History Considered

Why Choose Risk Rates

Rate for Risk Rates Starting
From 8.50 % Comparison Rate

Why Choose Secure

Your Information
is Secure

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  • No early termination fees
  • No upfront credit checks
  • Loan repayments are per customers request
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Head Office

Level 1, Suite 1 39 Plenty Road,
Bundoora, Victoria - 3083
Australia.

Business Hours

Mon-Fri: 9:00am - 5:00pm AEST
Sat: 9:30am - 12:30pm AEST
Sunday: Closed