Car Loan

Getting Car Finance with Defaults

Planning on getting a car but finding it difficult to obtain car finance because of your paid defaults? Nmoni focus on your current financial situation and credibility, meaning you can be eligible to apply for a car loan even though you have defaults on your credit file.

Our secured car loans can be an ideal option, with Nmoni being able to help you with a car loan even if you have any paid or unpaid default on your credit file. If getting car finance with defaults has proven to be too difficult, turn to Nmoni instead!

A quick online application can get you on the track towards your dream car, wherever you are in Australia. Simply click here to submit an application for a fast approval.

What are defaults?

Having defaults on your credit file can make getting a car loan a nightmare. Nmoni are seeking to change this, offering car loans with paid defaults to those who have demonstrated an ability and commitment to making timely repayments. Whether you have a paid default or an unpaid default, feel free to apply online with Nmoni, as we offer high approval rates.

Getting car finance with defaults is made fuss-free at Nmoni, allowing you to obtain the car you require to get to and from work, do your errands, take the kids to school or anything in between. Regardless of any prior bankruptcy or poor credit history, Nmoni are still happy to receive your application.

Can I get a car loan with an unpaid or paid default?

Do you think that getting car finance with defaults is impossible? Nmoni is happy to help, with our easy online application meaning a quick outcome and faster access to the funds you need. Simply begin your application online or call us to ask questions about car finance with paid defaults.

In addition to car finance for people with defaults, Nmoni also offer personal loans to those with paid defaults to help you achieve your other goals, such as covering medical expenses, wedding costs, financial emergencies, purchasing a vehicle, renovating your home or consolidating debt.


Loan Middel Img

To apply, you need to submit an application form and provide us with 90 days of bank statements which can be generated automatically using a secured link. We will also require a copy of your driver's licence or photo id along with Medicare Card and a document/bill with your current address on it.

For Employed clients we will require 2 most recent payslips and for Self Employed/Contractors/Sub Contractors clients we will require at least one most recent tax return.

Once we have received all the required documents, you will have an outcome within a few business hours.

When reviewing an application we will check the details you have provided us on the application form against your bank statements and will check if the applied loan is unsuitable for you. Responsible Lending criteria applies.

On approval, we provide a free, no-obligation quote and if satisfied, you can move onto taking the loan offer. The loan contract documents can be easily signed electronically so there is no paper work involved.

Once we receive the signed documents, we disburse the funds into your account straight away.

If you have any question feel free to call us on 03 9468 8200 or chat with us now.

If you are ready click here to Apply!

Why Choose nmoni
Top reasons that makes us great
Why Choose Online Application

Easy Online

Why Choose Flexible Loan Repayment

Flexible Loan

Why Choose Speedy Decision


Why Choose Fast Funding


Why Choose Credit History

Bad Credit
History Considered

Why Choose Risk Rates

Rate for Risk Rates Starting
From 7.65 % Comparison Rate*

Why Choose Secure

Your Information
is Secure

Ready to get started?
Easy to use and fast!
  • No early termination fees
  • No upfront credit checks
  • Loan repayments are per customers request
Need More Help?
Icon Chat with us

Chat Online with one of our consultants

Need Help Semd Query Send Us a Query

We're here to help. Send us an email anytime

Need Help Call Us Call Us Now

03 9468 8200 anytime during business hours.

Need Help Meet Us Meet Us Today

Come in and see us at our head office during office hours

Head Office

G.10, 7 Ormond Blvd,
Bundoora VIC 3083

Business Hours

Mon-Fri: 9:00am - 5:00pm