Car Loan

Pre Approved Car Loans

Looking to purchase a car but having trouble deciding on one or are wondering how much you can borrow? Nmoni can solve these concerns with our pre-approved car loans. Once you get the green light from us with a pre-approval or instant approval, you can go about finding your dream car. With Nmoni, the approval process can be as quick as a few business hours to one business day.

With pre-approved car loans, you will know exactly how much you can spend on your car. This means you won’t miss out on any great features you can potentially afford, and also won’t be shopping outside of your budget. Having pre-approved car finance also allows you to negotiate a better price on your vehicle, as you will know exactly how much you can borrow to pay for the car. By communicating to the dealer that you are ready to buy immediately, you may be offered a better deal as you are a serious buyer. Having this peace of mind is priceless and provides you with confidence when shopping for a new car.

What does car loan pre approval mean?

A pre-approved car loan lets you know exactly how much you will be able to borrow based on your financial situation. After analysing your situation, Nmoni will be able to provide you with information regarding how much money you can borrow, the interest rate attached to the loan, and what your repayments will most likely look like.

More often than not, a pre-approval doesn’t lock the borrower in.

A car loan pre-approval may depend on the type of car you are wishing to purchase. In some cases, the vehicle must meet age restrictions. We accept all types of sellers and will finance a car that comes from a used car dealer, franchised dealership or auction house.

How can I get my car finance pre approved?

To simplify the car loan application process and make an informed purchase, pre-approved car finance is well worth it. You can make sure you have the money you need at your disposal, leaving you in a better position to negotiate.

Nmoni makes getting pre-approved car finance a breeze. Simply click here to go to our application form, enter the amount you require and submit your application. We will process it and will come back with your limit, allowing you to hit the car purchasing market with a set budget in mind.

Wherever you are in Australia, apply for pre-approved car loans with Nmoni online today.

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To apply, you need to submit an application form and provide us with 90 days of bank statements which can be generated automatically using a secured link. We will also require a copy of your driver's licence or photo id along with Medicare Card and a document/bill with your current address on it.

For Employed clients we will require 2 most recent payslips and for Self Employed/Contractors/Sub Contractors clients we will require at least one most recent tax return.

Once we have received all the required documents, you will have an outcome within a few business hours.

When reviewing an application we will check the details you have provided us on the application form against your bank statements and will check if the applied loan is unsuitable for you. Responsible Lending criteria applies.

On approval, we provide a free, no-obligation quote and if satisfied, you can move onto taking the loan offer. The loan contract documents can be easily signed electronically so there is no paper work involved.

Once we receive the signed documents, we disburse the funds into your account straight away.

If you have any question feel free to call us on 03 9468 8200 or chat with us now.

If you are ready click here to Apply!

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Flexible Loan

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  • No early termination fees
  • No upfront credit checks
  • Loan repayments are per customers request
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