Finance For Discharged Bankruptcy

Discharged from bankruptcy and finding it hard to be approved for finance? Here at nmoni, we process applications for a range of applicants, including finance for discharged bankrupts. Our loan processing aims to understand your current circumstances rather than simply focusing on your past history. Too often, getting finance as a discharged bankrupt can be a nightmare, with many hurdles being placed in your way. Nmoni endeavour to make the process easier for you, promptly assessing your situation to provide you with the most suitable financing option possible.


Our applicants come from all across Australia and each application is processed case by case. Our personal loans strive to assist customers, including discharged bankrupts, with meeting expenses that have arisen such as car repairs, upcoming weddings and functions and many more. Whether it’s expected or unexpected, our loans are tailored against your current circumstances and aim to meet your loan needs. A loan like this can be exactly what is needed to get you out of a rough patch.

Can I apply for a loan if I’ve not been discharged from a bankruptcy?

Nmoni only offer secured car loans to those who entered bankruptcy more than 12 months ago. This means that if you are after a car or van finance with us you can apply if you meet the above conditions. Our car loans and van finance aim to assist bankrupts realise their goal of purchasing the vehicle they require or desire. The vehicle can be used for personal or business purposes and can be purchased through a dealership or private sale. Our team of experts ensure you receive the best deal for your car finance and van finance.

What loan options do I have?

If you require finance for discharged bankrupts, the following options may be available to you:

  • Personal loans: Specific personal loans for those with bad credit may be available from nmoni.
  • Business loans: To get your business through a difficult financial spot, you may be eligible for a business loan.

If you are in a difficult financial situation, simply contact the experts at nmoni to determine what options could be available to you.

Whether you need a personal loan, car finance or van finance, there could be more options available to you than you think. Call us or apply online to see what financing options are available to you, despite your bankruptcy.

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How we find great rates

1. Complete our online application

10 minutes is all it takes.

2. We search for the best lenders

We go to work to find the best deal for your situation from a panel of over 35 lenders.

3. Choose your loan

Choose your preferred lender with complete transparency of rates and fee's.

4. We send you the money!

Review and sign the loan documents and we transfer the money within 24 hours.

Use the nmoni advantage to save

We compare, you save

We'll find a great deal from our panel of over 35 lenders.

Low rates

We use our 20 years of experience and cutting edge technology to find you the lowest possible rate for your circumstances

Protect your credit score

Applying for a loan won't impact your credit score until you are ready to proceed.

No nasty surprises

All fees and charges are fully disclosed upfront so you know exactly what is going on and what it’s going to cost.

Easy. Apply in 10 minutes.

We’ve built a simple, easy and secure online system to fast track your loan request.

Speedy decisions

We can provide approvals within a few hours.

Fast Funding

Get your funds the same day.

Flexible loan repayments

To suit you and your situation.

Bad credit history considered

We look beyond your credit score to understand your situation.

Ready to get started?

Apply anytime, any where