Personal Loan

Finance For Discharged Bankruptcy

Discharged from bankruptcy and finding it hard to be approved for finance? Here at Nmoni, we process applications for a range of applicants, including finance for discharged bankrupts. Our loan processing aims to understand your current circumstances rather than simply focusing on your past history. Too often, getting finance as a discharged bankrupt can be a nightmare, with many hurdles being placed in your way. Nmoni endeavour to make the process easier for you, promptly assessing your situation to provide you with the most suitable financing option possible.

Our applicants come from all across Australia and each application is processed case by case. Our personal loans strive to assist customers, including discharged bankrupts, with meeting expenses that have arisen such as car repairs, upcoming weddings and functions and many more. Whether it’s expected or unexpected, our loans are tailored against your current circumstances and aim to meet your loan needs. A loan like this can be exactly what is needed to get you out of a rough patch.

Can I apply for a loan if I’ve not been discharged from a bankruptcy?

Nmoni only offer secured car loans to those who entered bankruptcy more than 12 months ago. This means that if you are after a car or van finance, with us you can apply if you meet the above condition. Our car loans and van finance aim to assist bankrupts realise their goal of purchasing the vehicle require or desire. The vehicle can be used for personal or business purposes and to be purchased through a dealership or private sale. Our team of experts ensure you receive the best deal for your car finance and van finance.

What loan options do I have?

If you require finance for discharged bankrupts, the following options may be available to you:

  • Personal loans: Specific personal loans for those with bad credit may be available from Nmoni.
  • Business loans: To get your business through a difficult financial spot, you may be eligible for a business loan.

If you are in a difficult financial situation, simply contact the experts at Nmoni to determine what options could be available to you.

Whether you need a personal loan, car finance or van finance, there could be more options available to you than you think. Call us or apply online to see what financing options are available to you, despite your bankruptcy.

Loan Middel Img

To apply, you need to submit an application form and provide us with 90 days of bank statements which can be generated automatically using a secured link. We will also require a copy of your driver's licence or photo id along with Medicare Card and a document/bill with your current address on it.

For Employed clients we will require 2 most recent payslips and for Self Employed/Contractors/Sub Contractors clients we will require at least one most recent tax return.

Once we have received all the required documents, you will have an outcome within a few business hours.

When reviewing an application we will check the details you have provided us on the application form against your bank statements and will check if the applied loan is unsuitable for you. Responsible Lending criteria applies.

On approval, we provide a free, no-obligation quote and if satisfied, you can move onto taking the loan offer. The loan contract documents can be easily signed electronically so there is no paper work involved.

Once we receive the signed documents, we disburse the funds into your account straight away.

If you have any question feel free to call us on 03 9468 8200 or chat with us now.

If you are ready click here to Apply!

Why Choose nmoni
Top reasons that makes us great
Why Choose Online Application

Easy Online

Why Choose Flexible Loan Repayment

Flexible Loan

Why Choose Speedy Decision


Why Choose Fast Funding


Why Choose Credit History

Bad Credit
History Considered

Why Choose Risk Rates

Rate for Risk Rates Starting
From 7.65 % Comparison Rate*

Why Choose Secure

Your Information
is Secure

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Easy to use and fast!
  • No early termination fees
  • No upfront credit checks
  • Loan repayments are per customers request
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Head Office

G.10, 7 Ormond Blvd,
Bundoora VIC 3083

Business Hours

Mon-Fri: 9:00am - 5:00pm