Obtaining a home loan can be difficult if you are a small business owner, self-employed or a sole trader, as you may lack some of the documentation that banks demand. You may have no deposit on hand or might lack the proof of standard income as your income fluctuates. If you are struggling to obtain financing because of your non-standard income or type of employment, speak to Nmoni about what home loans for self employed individuals are available. We understand the complications that come with being self-employed and can therefore assist you with finding the right home loan for your financial and employment situation.
Contrary to popular belief, low doc loans aren’t the only option available to individuals that are self-employed! With competitive loan rates, our home loans for self employed can open up a world of opportunity. You may be eligible for these loans if you have an ABN for atleast 6 months.
Various offers are available depending on whether you have been self-employed for 1 year, under 2 years or even longer. To best understand the home loan options that are available to you, we will use our loan calculator to determine how much you can borrow and what your repayments will be. Contact Nmoni directly to discuss your employment situation and the home loans that could be available to you. You can also request a call back online for one of our Credit advisor to call you back at a time that is convenient for you.
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