Personal Loan

Personal Loans For Bankrupts

Are you bankrupt and after a loan? Nmoni specialises in personal loans as well as car loans, with eligibility criteria that include discharged bankrupts for personal loans or minimum one year into bakruptcy for a secured car loan. We lend to clients all over Australia. Our lending process aims to understand your current situation, rather than simply focusing on your financial past. As a bankrupt or a previous (discharged) bankrupt, obtaining the right financing can be all too difficult, with traditional lenders being reluctant to offer financing. At Nmoni, we endeavour to provide tailored and considered personal loans for bankrupts.

Can I get a personal loan if I’m bankrupt?

If you have been bankrupt, you may think that it is impossible to receive a personal loan. This is where Nmoni can help! We process applications on a case by case basis, looking at your current income and banking conduct instead of simply focusing on a previous bankruptcy.

With our personal loans for discharged bankrupts, a world of possibilities is unlocked. You are able to use a personal loan to pay for unexpected medical fees, home repairs, wedding expenses, vehicle purchasing, consolidating debt, and more. Whether you are facing unexpected or predicted costs, Nmoni can tailor loans to your current circumstances to best meet your needs.

Get out of your rough patch today with our tailored personal loans for discharged bankrupts! Simply complete a fuss-free online application on our website. Our eligibility criteria require that the applicant must be a Permanent Australian resident, employed, and over 18 years old.

Click here to apply for a personal loan with fast approval.

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To apply, you need to submit an application form and provide us with 90 days of bank statements which can be generated automatically using a secured link. We will also require a copy of your driver's licence or photo id along with Medicare Card and a document/bill with your current address on it.

For Employed clients we will require 2 most recent payslips and for Self Employed/Contractors/Sub Contractors clients we will require at least one most recent tax return.

Once we have received all the required documents, you will have an outcome within a few business hours.

When reviewing an application we will check the details you have provided us on the application form against your bank statements and will check if the applied loan is unsuitable for you. Responsible Lending criteria applies.

On approval, we provide a free, no-obligation quote and if satisfied, you can move onto taking the loan offer. The loan contract documents can be easily signed electronically so there is no paper work involved.

Once we receive the signed documents, we disburse the funds into your account straight away.

If you have any question feel free to call us on 03 9468 8200 or chat with us now.

If you are ready click here to Apply!

Why Choose nmoni
Top reasons that makes us great
Why Choose Online Application

Easy Online

Why Choose Flexible Loan Repayment

Flexible Loan

Why Choose Speedy Decision


Why Choose Fast Funding


Why Choose Credit History

Bad Credit
History Considered

Why Choose Risk Rates

Rate for Risk Rates Starting
From 7.65 % Comparison Rate*

Why Choose Secure

Your Information
is Secure

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Easy to use and fast!
  • No early termination fees
  • No upfront credit checks
  • Loan repayments are per customers request
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Head Office

G.10, 7 Ormond Blvd,
Bundoora VIC 3083

Business Hours

Mon-Fri: 9:00am - 5:00pm