When you’re short of cash and you need to make payments today, talk to Nmoni about our range of personal loans. Many traditional lenders make it hard to access money when you need it, but we are proud to offer a process that’s easier than the rest!
A personal loan can be an effective way to pay for a range of immediate expenses, from medical fees to renovations, wedding costs to holiday plans. You could even use your personal loan to purchase a new car!
If you’re worried that you won’t be eligible for a personal loan, you might be interested in guaranteed personal loan approval from Nmoni.
Guaranteed personal loan approval is a fuss-free way of sourcing the money you need. At Nmoni, we can offer personal loans to you in a range of circumstances, even when other lenders wouldn’t! This includes:
As you can see from the extensive list above, we pride ourselves on offering you personal loans regardless of your financial history. But is there really such a thing as guaranteed personal loan approval?
At Nmoni, we really do offer you guaranteed personal loan approval as long as you meet a few simple criteria. In general, applicants just need to be Permanent Australian residents, employed, and over 18 years old.
Unlike other lenders, Nmoni doesn’t just look at your financial past and make a decision based on your history. Instead, our team takes the time to understand your current situation, looking at each individual’s banking conduct and current income on a case by case basis.
Because of this, our eligibility criteria include options for discharged bankrupts, individuals under a debt agreement, those who have defaulted on past payments, and other individuals with bad credit history. We are proud to say that our guaranteed personal loan approval is more extensive than others on the market!
When it comes time to make an application, Nmoni ensures the process is fast and easy. To get started, click here to apply today!
To apply, you need to submit an application form and provide us with 90 days of bank statements which can be generated automatically using a secured link. We will also require a copy of your driver's licence or photo id along with Medicare Card and a document/bill with your current address on it.
For Employed clients we will require 2 most recent payslips and for Self Employed/Contractors/Sub Contractors clients we will require at least one most recent tax return.
Once we have received all the required documents, you will have an outcome within a few business hours.
When reviewing an application we will check the details you have provided us on the application form against your bank statements and will check if the applied loan is unsuitable for you. Responsible Lending criteria applies.
On approval, we provide a free, no-obligation quote and if satisfied, you can move onto taking the loan offer. The loan contract documents can be easily signed electronically so there is no paper work involved.
Once we receive the signed documents, we disburse the funds into your account straight away.
If you have any question feel free to call us on 03 9468 8200 or chat with us now.
If you are ready click here to Apply!
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Come in and see us at our head office during office hours
Level 1, Suite 1 39 Plenty Road,
Bundoora, Victoria - 3083
Mon-Fri: 9:00am - 5:00pm AEST
Sat: 9:30am - 12:30pm AEST