Process Of Getting A Loan

Process of Getting a Loan/ How It Works


  • 18 years and old
  • Permanent Australian resident
  • Employed/Self-Employed/Contracted (Centerlink benefits can only considered as a secondary income)
Loan Middel Img


  • Complete an application through our website (or in store if Melbourne based)
  • Send through supporting documents via email which includes a photo id and a bill or document with your address on it, 2 most recent payslips or tax returns for self employed or sub contractors.
  • Once all documents are received, your Loan application is processed
  • Loan processing can take from 1 business hour to a few business hours.
  • Once approved, your loan contract documents are email it to you to be signed electronically.
  • Upon receiving your signed documents, the funds are deposited into your account straightaway

If you are ready, click here to Apply!

Why Choose nmoni
Top reasons that makes us great
Why Choose Online Application

Easy Online

Why Choose Flexible Loan Repayment

Flexible Loan

Why Choose Speedy Decision


Why Choose Fast Funding


Why Choose Credit History

Bad Credit
History Considered

Why Choose Risk Rates

Rate for Risk Rates Starting
From 7.65 % Comparison Rate*

Why Choose Secure

Your Information
is Secure

Ready to get started?
Easy to use and fast!
  • No early termination fees
  • No upfront credit checks
  • Loan repayments are per customers request
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03 9468 8200 anytime during business hours.

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Come in and see us at our head office during office hours

Head Office

G.10, 7 Ormond Blvd,
Bundoora VIC 3083

Business Hours

Mon-Fri: 9:00am - 5:00pm