Are you looking to purchase a new or used car?
Does your need fall into one or more of the categories below:
If yes, NMONI might be able to help you with a specialised car loan. Even if you haven’t found the car we can offer you a pre-approval till you have found the desired car.
As well as acting as a credit provider, nmoni is also licensed to be a broker (Credit assistant provider). That means we can source loans from other highly reputable and competitive lenders, and therefore being able to provide a greater opportunity to satisfy all your credit needs.
Minimum eligibility criteria include 18 years or over in age, Permanent Australian Resident and Employed with a regular income and must have a Drivers Licence. Centerlink benefits can only be considered as a secondary income.
If you are currently Bankrupt, on a Part IX debt agreement, have defaults or too many recent enquiries, you are still eligible to us. ( All forms of Bankruptcies and Debt Agreements must be at least 12 months into the arrangement)
To apply, you need to submit an application form and provide us with 90 days of bank statements which can be generated automatically using a secured link. We will also require a copy of your driver's licence or photo id along with Medicare Card and a document/bill with your current address on it.
For Employed clients we will require 2 most recent payslips and for Self Employed/Contractors/Sub Contractors clients we will require at least one most recent tax return.
Once we have received all the required documents, you will have an outcome within a few business hours.
When reviewing an application we will check the details you have provided us on the application form against your bank statements and will check if the applied loan is unsuitable for you. Responsible Lending criteria applies.
On approval, we provide a free, no-obligation quote and if satisfied, you can move onto taking the loan offer. The loan contract documents can be easily signed electronically so there is no paper work involved.
Once we receive the signed documents, we disburse the funds into your account straight away.
If you have any question feel free to call us on 03 9468 8200 or chat with us now.
If you are ready click here to Apply!
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We're here to help. Send us an email anytime
1300 463 339 anytime during business hours.
Come in and see us at our head office during office hours
Level 1, Suite 1 39 Plenty Road,
Bundoora, Victoria - 3083
Mon-Fri: 9:00am - 5:00pm AEST
Sat: 9:30am - 12:30pm AEST