Car Loan

Car Loans

Are you looking to purchase a new or used car?

Does your need fall into one or more of the categories below:

  • Looking for a competitive interest rate
  • Not sure how much you can borrow
  • An easy application and a fast outcome
  • Have bad credit history

If yes, NMONI might be able to help you with a specialised car loan. Even if you haven’t found the car we can offer you a pre-approval till you have found the desired car.

As well as acting as a credit provider, nmoni is also licensed to be a broker (Credit assistant provider). That means we can source loans from other highly reputable and competitive lenders, and therefore being able to provide a greater opportunity to satisfy all your credit needs.

Minimum eligibility criteria include 18 years or over in age, Permanent Australian Resident and Employed with a regular income and must have a Drivers Licence. Centerlink benefits can only be considered as a secondary income.

If you are currently Bankrupt, on a Part IX debt agreement, have defaults or too many recent enquiries, you are still eligible to us. ( All forms of Bankruptcies and Debt Agreements must be at least 12 months into the arrangement)

Loan Middel Img

To apply, you need to submit an application form and provide us with 90 days of bank statements which can be generated automatically using a secured link. We will also require a copy of your driver's licence or photo id along with Medicare Card and a document/bill with your current address on it.

For Employed clients we will require 2 most recent payslips and for Self Employed/Contractors/Sub Contractors clients we will require at least one most recent tax return.

Once we have received all the required documents, you will have an outcome within a few business hours.

When reviewing an application we will check the details you have provided us on the application form against your bank statements and will check if the applied loan is unsuitable for you. Responsible Lending criteria applies.

On approval, we provide a free, no-obligation quote and if satisfied, you can move onto taking the loan offer. The loan contract documents can be easily signed electronically so there is no paper work involved.

Once we receive the signed documents, we disburse the funds into your account straight away.

If you have any question feel free to call us on 03 9468 8200 or chat with us now.

If you are ready click here to Apply!

Why Choose nmoni
Top reasons that makes us great
Why Choose Online Application

Easy Online

Why Choose Flexible Loan Repayment

Flexible Loan

Why Choose Speedy Decision


Why Choose Fast Funding


Why Choose Credit History

Bad Credit
History Considered

Why Choose Risk Rates

Rate for Risk Rates Starting
From 7.65 % Comparison Rate*

Why Choose Secure

Your Information
is Secure

Ready to get started?
Easy to use and fast!
  • No early termination fees
  • No upfront credit checks
  • Loan repayments are per customers request
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03 9468 8200 anytime during business hours.

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Come in and see us at our head office during office hours

Head Office

G.10, 7 Ormond Blvd,
Bundoora VIC 3083

Business Hours

Mon-Fri: 9:00am - 5:00pm