Website Policy

The content of this website is provided for general information about our products and services only. They are not part of the terms and conditions. nmoni does not accept any liability to any person for the information (or the use of such information), which is provided on the web site.

Further information about our products and services please use our contact us form or by call our head office on 03 9468 8200. Please also note, products and services shown on our website may not be available to all states as they may not comply with the new credit regime.

All applications are subject to normal credit criteria and all information provided on our website is used at your own risk.

We are regulated by the Australian Securities and Investments Commission (ASIC) and we comply with the National Consumer Credit Protection Act 2009.

We abide by the rules and guidance set out by them. Our internal policies and standards ensure that we adhere to responsible lending. We take a conscientious approach in assessing each loan application.

When reviewing an application we will check the details you have provided us on the application form against your bank statements and other supporting documents. We will make reasonable inquiries about your requirements & objectives and will verify your financial situation. An assessment will be done to check if the credit contract is not suitable for you.

Our loan approval requirements includes but are not limited to:

  • You must not be over committed with other debts.
  • You must not be in financial difficulties
  • You must be up to date with your liabilities
  • You must not have irresponsible gaming transactions
  • You must be able to afford the applied loan


Please consider carefully before applying for a loan.

If you are experiencing financial difficulties, please ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.