At NMONI, our Personal loan starts from $2001 onwards. The maximum amount that can be borrowed will depend upon the loan purpose and your credit rating. The loan term can vary from 1 to 7 years. These loans can be secured or unsecured.
NMONI is not only a credit provider but also licensed to be a broker (Credit assistant provider) meaning that we can refer your application to our partnered lenders in accordance to your loan needs and current circumstances. Our partnered lenders are greatly reputable and aim to provide you paramount credit assistance.
All loans financed by NMONI are fixed fees loans meaning you will know exactly how much the fees will be, with no nasty hidden surprises. We take pride on our transparency with no monthly fees or account keeping fees. We also do not charge any early termination fee, in fact if you payout early you might be eligible for a discount. We accept all type of clients including bad credit and bankrupts. Depending upon the loan amount, loan purpose, your current circumstances or your credit history, a security might be required which can be either a vehicle which is currently not on finance and is not more than 7 years old or a property under your name.
Loans that are referred to our broker partners generally require good credit rating and in return they offer a very competitive interest rates sometimes even better than the big banks.
Minimum eligibility criteria include 18 years or over in Age, Permanent Australian Resident and Employed with a regular income. Centerlink benefits can only be considered as a secondary income.
To apply, you need to submit an application form and provide us with 90 days of bank statements which can be generated automatically using a secured link. We will also require a copy of your driver's licence or photo id along with Medicare Card and a document/bill with your current address on it.
For Employed clients we will require 2 most recent payslips and for Self Employed/Contractors/Sub Contractors clients we will require at least one most recent tax return.
Once we have received all the required documents, you will have an outcome within a few business hours.
When reviewing an application we will check the details you have provided us on the application form against your bank statements and will check if the applied loan is unsuitable for you. Responsible Lending criteria applies.
On approval, we provide a free, no-obligation quote and if satisfied, you can move onto taking the loan offer. The loan contract documents can be easily signed electronically so there is no paper work involved.
Once we receive the signed documents, we disburse the funds into your account straight away.
If you have any question feel free to call us on 03 9468 8200 or chat with us now.
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03 9468 8200 anytime during business hours.
Come in and see us at our head office during office hours
Level 1, Suite 1 39 Plenty Road,
Bundoora, Victoria - 3083
Mon-Fri: 9:00am - 5:00pm AEST
Sat: 9:30am - 12:30pm AEST