personal loans

let us find you a great interest rate

With no hidden fees or early repayment penalties, nmoni is the better choice for your secured or unsecured loan.

At nmoni, our Personal loan starts from $3,000 onwards. The maximum amount that can be borrowed will depend upon the loan purpose and your credit rating. The loan term can vary from 1 to 7 years. These loans can be secured or unsecured.

nmoni is not only a credit provider but also licensed to be a broker (Credit assistant provider) meaning that we can refer your application to our partnered lenders in accordance to your loan needs and current circumstances. Our partnered lenders are greatly reputable and aim to provide you paramount credit assistance.

All loans financed by nmoni are fixed fees loans meaning you will know exactly how much the fees will be, with no nasty hidden surprises. We take pride on our transparency with no monthly fees or account keeping fees.

We accept all type of clients including bad credit and bankrupts. Depending upon the loan amount, loan purpose, your current circumstances or your credit history, a security might be required which can be either a vehicle which is currently not on finance and is not more than 7 years old or a property under your name.

Loans that are referred to our broker partners generally require good credit rating and in return they offer a very competitive interest rates sometimes even better than the big banks.

Minimum eligibility criteria include 18 years or over in Age, Permanent Australian Resident and Employed with a regular income. Centerlink benefits can only be considered as a secondary income.

Apply for an nmoni personal loan today.

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How we find great rates

1. Complete our online application

10 minutes is all it takes.

2. We search for the best lenders

We go to work to find the best deal for your situation from a panel of over 20 lenders.

3. Choose your loan

Choose your preferred lender with complete transparency of rates and fee's.

4. We send you the money!

Review and sign the loan documents and we transfer the money within 24 hours.

Use the nmoni advantage to save

We compare, you save

We guarantee to find the best deal from over 20 lenders.

Always the lowest rates

We use our 20 years of experience and cutting edge technology to find you the lowest possible rate for your circumstances

Protect your credit score

Applying for a loan won't impact your credit score until you are ready to proceed.

No nasty surprises

All fees and charges are fully disclosed upfront so you know exactly what is going on and what it’s going to cost.

Easy. Apply in 10 minutes.

We’ve built a simple, easy and secure online system to fast track your loan request.

Speedy decisions

We can provide approvals within a few hours.

Fast Funding

Get your funds the same day.

Flexible loan repayments

To suit you and your situation.

Bad credit history considered

We look beyond your credit score to understand your situation.

Ready to get started?

Apply anytime, any where