At nmoni, our Personal loan starts from $3,000 onwards. The maximum amount that can be borrowed will depend upon the loan purpose and your credit rating. The loan term can vary from 1 to 7 years. These loans can be secured or unsecured.
nmoni is not only a credit provider but also licensed to be a broker (Credit assistant provider) meaning that we can refer your application to our partnered lenders in accordance to your loan needs and current circumstances. Our partnered lenders are greatly reputable and aim to provide you paramount credit assistance.
All loans financed by nmoni are fixed fees loans meaning you will know exactly how much the fees will be, with no nasty hidden surprises. We take pride on our transparency with no monthly fees or account keeping fees.
We accept all type of clients including bad credit and bankrupts. Depending upon the loan amount, loan purpose, your current circumstances or your credit history, a security might be required which can be either a vehicle which is currently not on finance and is not more than 7 years old or a property under your name.
Loans that are referred to our broker partners generally require good credit rating and in return they offer a very competitive interest rates sometimes even better than the big banks.
Minimum eligibility criteria include 18 years or over in Age, Permanent Australian Resident and Employed with a regular income. Centerlink benefits can only be considered as a secondary income.