Personal Loan

Low Interest Rate Personal Loans

Do you have a good credit rating? Get rewarded with the best and the cheapest interest rates on the market. Here at Nmoni, we have a panel of partners where your application can be brokered out to ensure that you are offered competitive interest rates. No matter where you are in Australia, we will work with our partners to make certain that your application is exposed to the best possible rates available in the loan market.

Finding low interest rate personal loans in Australia is difficult on your own, as you will have to go through all the interest rates offered by different lenders and figure out the lowest rate that suits your circumstances. Nmoni save you the hassle of the time-consuming process of finding a low interest personal loan in Australia, having collated competitive interest rates from the market. Simply apply through our broking channel to find the cheapest interest rates available.

If you have a good credit score, Nmoni will use our loan comparison system to compare interest rates and find the best one that can be offered to you based on your situation, whether that’s a loan financed by Nmoni or by one of our partners.

What is low interest personal loan?

Whether you are looking for a personal loan to meet expenses related to your wedding, a car loan to obtain your dream car, or a travel loan for that much-anticipated holiday.

Nmoni carefully consider your loan purpose and the type of loan suited to you, ensuring that your application is accessible to the best possible rates tailored to your current circumstances. Thanks to our extensive network of lenders, we are able to provide competitive low interest rate personal loans Australia-wide. By cross checking with numerous lenders who will offer rates in accordance to your current situation (including looking at your credit history and loan capacity), you will be able to obtain a suitable loan.

How can I get a low interest personal loan?

Wondering how you can get a low interest personal loan in Australia? Nmoni have got the solution! With Nmoni, you can complete the entire process online. Making an application will take just a few minutes, with our qualified staff quickly processing your application. Simply call us today for more information.

What can I use a low cost personal loan for?

A personal loan can be a useful tool to meet short term needs and goals. Some common uses of low interest rate personal loans in Australia include:

  • Consolidating debt
  • Unexpected medical bills
  • Urgent home or car repairs
  • Emergencies
  • Moving expenses
  • Funeral expenses
  • Holidays

Explore what could be possible with a low interest rate personal loan from Nmoni!

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To apply, you need to submit an application form and provide us with 90 days of bank statements which can be generated automatically using a secured link. We will also require a copy of your driver's licence or photo id along with Medicare Card and a document/bill with your current address on it.

For Employed clients we will require 2 most recent payslips and for Self Employed/Contractors/Sub Contractors clients we will require at least one most recent tax return.

Once we have received all the required documents, you will have an outcome within a few business hours.

When reviewing an application we will check the details you have provided us on the application form against your bank statements and will check if the applied loan is unsuitable for you. Responsible Lending criteria applies.

On approval, we provide a free, no-obligation quote and if satisfied, you can move onto taking the loan offer. The loan contract documents can be easily signed electronically so there is no paper work involved.

Once we receive the signed documents, we disburse the funds into your account straight away.

If you have any question feel free to call us on 03 9468 8200 or chat with us now.

If you are ready click here to Apply!

Why Choose nmoni
Top reasons that makes us great
Why Choose Online Application

Easy Online

Why Choose Flexible Loan Repayment

Flexible Loan

Why Choose Speedy Decision


Why Choose Fast Funding


Why Choose Credit History

Bad Credit
History Considered

Why Choose Risk Rates

Rate for Risk Rates Starting
From 7.65 % Comparison Rate*

Why Choose Secure

Your Information
is Secure

Ready to get started?
Easy to use and fast!
  • No early termination fees
  • No upfront credit checks
  • Loan repayments are per customers request
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Head Office

G.10, 7 Ormond Blvd,
Bundoora VIC 3083

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Mon-Fri: 9:00am - 5:00pm