Low Interest Rate Personal Loans

Do you have a good credit rating? Get rewarded with the best and the cheapest interest rates from our panel of lenders. Here at Nmoni, we have a panel of partners where your application can be brokered out to ensure that you are offered competitive interest rates. No matter where you are in Australia, we will work with our partners to make certain that your application is exposed to the best possible rates available from our panel of lenders.

Finding low interest rate personal loans in Australia is difficult on your own, as you will have to go through all the interest rates offered by different lenders and figure out the lowest rate that suits your circumstances. Nmoni save you the hassle of the time-consuming process of finding a low interest personal loan in Australia, having collated competitive interest rates from our large panel of lenders. Simply apply online to find the cheapest interest rates available from our great panel of lenders.


If you have a good credit score, Nmoni will use our loan comparison system to compare interest rates and find the best one that can be offered to you based on your situation, whether that’s a loan financed by Nmoni or by one of our partners.

What is low interest personal loan?

Whether you are looking for a personal loan to meet expenses related to your wedding, a car loan to obtain your dream car, or a travel loan for that much-anticipated holiday.

Nmoni carefully consider your loan purpose and the type of loan suited to you, ensuring that your application is accessible to the best possible rates tailored to your current circumstances. Thanks to our extensive network of lenders, we are able to provide competitive low interest rate personal loans Australia-wide. By cross checking with numerous lenders who will offer rates in accordance to your current situation (including looking at your credit history and loan capacity), you will be able to obtain a suitable loan.

How can I get a low interest personal loan?

Wondering how you can get a low interest personal loan in Australia? Nmoni have got the solution! With Nmoni, you can complete the entire process online. Submitting an application will take just a few minutes, with our qualified staff quickly processing your application. Simply call us today for more information.

What can I use a low cost personal loan for?

A personal loan can be a useful tool to meet short term needs and goals. Some common uses of low interest rate personal loans in Australia include:

  • Consolidating debt
  • Unexpected medical bills
  • Urgent home or car repairs
  • Emergencies
  • Moving expenses
  • Funeral expenses
  • Holidays


Explore what could be possible with a low interest rate personal loan from Nmoni!

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How we find great rates

1. Complete our online application

10 minutes is all it takes.

2. We search for the best lenders

We go to work to find the best deal for your situation from a panel of over 20 lenders.

3. Choose your loan

Choose your preferred lender with complete transparency of rates and fee's.

4. We send you the money!

Review and sign the loan documents and we transfer the money within 24 hours.

Use the nmoni advantage to save

We compare, you save

We'll find a great deal from our panel of over 20 lenders.

Low rates

We use our 20 years of experience and cutting edge technology to find you the lowest possible rate for your circumstances

Protect your credit score

Applying for a loan won't impact your credit score until you are ready to proceed.

No nasty surprises

All fees and charges are fully disclosed upfront so you know exactly what is going on and what it’s going to cost.

Easy. Apply in 10 minutes.

We’ve built a simple, easy and secure online system to fast track your loan request.

Speedy decisions

We can provide approvals within a few hours.

Fast Funding

Get your funds the same day.

Flexible loan repayments

To suit you and your situation.

Bad credit history considered

We look beyond your credit score to understand your situation.

Ready to get started?

Apply anytime, any where